As a business owner, your main priority is to grow your company while providing a safe workplace for your workers. Accidents and workers compensation claims are however inevitable. While you want to make sure you have the best Orlando Workers Compensation Insurance, there are also a few tips to follow in order to help reduce the number of claims.
- Workplace Safety Evaluations- The first thing you need to do is to figure out how safe your workplace is. You must evaluate the working environment as well as the equipment to find areas that need to be addressed and fixed before injuries that result in a workers compensation claim can occur. This also helps you to maintain OSHA
- Safety Training Programs- One of the best things you can to do to lesson the number of injuries and claims in your business is to help prevent them from occurring. Investing in a comprehensive safety program to focus on proper safety training can help to encourage workplace safety as well as maintain national safety standards.
- Preventing False Claims- Fraudulent claims happen about 2 percent of the time. These claims can cost upwards of $7 billion annually nationwide. Knowing when a claim is false can save you a great deal of money. Some of the “red flags” include claims that occur at the beginning of the week, injuries with no witnesses or cases where the claimant refuses to seek medical attention. These claims require further investigation to determine if they may have occurred off the job site or even if an injury has occurred at all.
- Return-to-Work programs- In the event of legitimate claims, you want to get your workers back to work as soon as possible to help cut compensation costs. Consider a program that allows the injured worker to return to work on a limited capacity basis. This means that perhaps they return to work part time, or that they do alternate tasks that don’t aggravate an injury.
According to the Bureau of Labor Statistics, workers compensation accounts for about 1.4 percent of total compensation claims. With a little help from these tips, this number can be lowered.
At Newman Crane & Associates Insurance, we understand how important it is to keep a safe work environment for your employees. Call today for information on our Workers Compensation Insurance. 407.859.3691