El Niño Patterns Expected to Bring Tornado Outbreaks

Central Florida General Liability

If you need one compelling reason to make sure to lock in an iron-clad Central Florida General Liability policy for your business, here it is: Weather. With El Niño patterns expected to bring tornado outbreaks to Florida in the coming year, there is no time to delay.

Protect Yourself and Your Assets

According to National Weather Service meteorologists, El Niño 2016 may end up being the third-strongest since the organization has kept records. One of the most dangerous side effects of this weather pattern is an atmosphere ideal for tornado formation. How can you protect your business property and your business’s most valuable assets (its employees)? The same way you would protect your family should a tornado bear down while you’re at home.

Pre-planning Saves Lives When a Tornado Hits

There’s a good chance you’ve at least considered how you’d react to a fire in the workplace. With El Niño on the way, create a similar tornado plan. At the first sign that a tornado may be heading toward your business (news reports, sirens, or emergency text messages), call your employees together, have them gather up pre-defined, portable valuables (if time allows), and gather in a pre-designated safe space. Valuable worth salvaging vary depending on business, but may include your cash box; high-end jewelry, furs, or paintings; and important records you’ll need should your business incur damage (insurance policies, for example.) Where should you gather? The safest place to be during a tornado is an interior room with minimal windows (such as a closet, basement, or restroom) on the lowest level of the structure (ideally a basement.)

Focus on the Irreplaceable

“Things” can be replaced, especially when you have a solid insurance policy. Lives cannot be. Each year, hundreds of people lose their lives to tornadoes. Here in Florida, the outlook for 2016 is grim. Contact us at Newman Crane & Associates Insurance, (407) 859-3691. We will take care of crafting a general liability policy for your business, so you’re protected against worse-case weather scenarios. Make sure to do your part and work with your employees to create a tornado emergency plan, and even hold drills to practice for the unexpected. Diligence saves lives.