As a business owner, you are concerned about the potential a natural disaster could have on your business. But how much have you prepared for it?
First and foremost, a disaster preparedness plan is essential. Knowing the hazards that are common in your location, inspecting your property, and addressing potential risks are crucial to reducing the potential for damage. You may not be able to avert the storm, but you can mitigate the risks of it inflicting serious damage and harming your business. Below are a few tips on how to prepare your property for natural disasters.
How to Prepare Your Business Against Hurricanes in Florida Tip #1 – Inspect the roof. Have your roof inspected by a licensed roofing contractor to determine if there are any weaknesses that could be seriously damaged during a storm. It is your first line of defense and the most vulnerable part of a building.
Trim trees. Cut weak branches that could harm a structure during high winds. Remove any overhanging branches that could cause building damage if they broke off during a storm.
How to Prepare Your Business Against Hurricanes in Florida Tip #2 – Seal cracks. Use a high-quality, waterproof caulk to seal gaps where pipes and electrical wires enter the building to keep water out of the building.
How to Prepare Your Business Against Hurricanes in Florida Tip #3 – Clean up. Before big storms, pick up any lawn chairs or furniture outside. Remove any decorative items you have on the outside of your building.
How to Prepare Your Business Against Hurricanes in Florida Tip #4 – Create defensible space. If you are located in a wildfire-prone area, create a buffer zone around your business. Remove any weeds, brush and combustible materials that are close to your building. Creating the buffer zone creates a barrier to keep a wildfire from getting too close and reduce the threat from flying embers.
For more information on our Florida commercial or business insurance coverage and to learn about how we can complement your current business liability policy, call our office at 877.874.4673. We look forward to hearing from you!